Money, which takes all the objects, objects that can make a
person happy and miserable. Many couples are reluctant to talk about money
before marriage with taboos and sensitive reasons. In fact, many households fall
apart because of the financial management mess between one and the other.
A survey conducted SELF.com show that more than 65 percent
of people consider the honesty and openness in the financial pair is important.
Therefore it is important to discuss all things about money before you get
married. Not only is the wedding expenses, but also the next life is longer.
You and he will live with, so it cannot be about money again 'as I please.
"
Press the button at the bottom so you can be comfortable
talking about money with friends before marriage.
1. Equating Thinking about
the Money
If you and your spouse are both working, tell each other how
much income each. Tell also about the financial habits, if you can save money,
often a 'crazy' and stuck discounts or whatever your habits, say so. This will
make you and your partner remind each other.
If you can save money while couples often buy unnecessary
items, required supervision so that money is not spent on things not important.
Equate the thinking and views about the money necessary for you and your
partner do not blame or suspicion regarding finances after marriage.
2. Honest Regarding the Current Financial Condition
You and your partner should both know how the current
financial conditions, whether the individual has dependents or not. Do you have
to pay for the cost of school fees? Did he help his parent’s mortgage
installments? Does he become the backbone of the family? Discuss this with your
wise so no hard feelings if the couple always gives the money to the family.
Helping the family is good, but do not let it hinder or burden your future with
him.
Similarly, if you and he have debts open and honest in this
regard. Who knew he still had a motor vehicle installment loans, or other debts
because of an emergency, such as health care finance his parents. Until when
the debt will be paid. If you have not paid to get married, whether he's going
to pay full or both. Do not let it be a burden of debt issue or the media to
blame after you get married.
3. Designing the Joint Finance
you and he live together, shared future, so that the
financial affairs should also be shared. If you and your spouse have a total
income of calculating income and make a note to see where the money flows in
one month. So there will be no parties blaming one party is too extravagant.
You and your partner will want to buy their own home or your own vehicle, so
for the allocation of funds, which is to pay off the monthly requirement,
expenditure, savings and reserve funds.
Is my husband may have their own savings? As long as you and
he agree, it is okay. But remember, prioritize savings along. Do not let your
burdensome personal savings so the savings along neglected and chaotic. Use
personal savings just to buy things you really want.
4. Savings, Insurance
and Investment
Are after marriage there will be no life safety insurance,
health insurance or the like? Not all offices providing these benefits, so you
and your partner have planned it. Including how much savings each month.
Whether to follow a particular investment? For example, gold investments, property
and so on. If you currently follow a particular investment, do not forget to
tell the couple.
To be sure, always be honest and open about finances,
especially after marriage. When you will give money to parents or family, make
sure the husband knows, and vice versa. There must be no thought, "This is
my income, my love-love I want to do with," Remember, you and he had bound
himself, so the slightest financial problem, and should be discussed openly.
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